Landlord Insurance


ROK-Intelligence cover for many forms of tenanted property such as:


  • Individual Buy to Let Property
  • Holiday Cottages
  • Plots of Land
  • Homes in Multiple Locations
  • Blocks of Flats


It’s important to understand that for individually owned properties that are let to tenants that standard household  building and contents policies are enough to provide protection but this does not cover you for injury to a tenant in your property or any insured losses while the property is rented out.


A standard household policy could be refused should a claim arise in any of the above circumstances.

 

What we do for Landlords?


  • Provide Competitive insurance quotes from a range of leading insurers
  • Cover for a varying range of occupiers, to include  professionals, students, DSS and asylum seekers
  • Bespoke solutions for landlords with single properties, residential properties, commercial properties or mixed portfolios of property

 

What benefits does landlord insurance offer?

In addition to the standard buildings and contents cover that you can arrange with a household insurance property:


  • Property owners’ liability.
  • Cover for accidental or malicious damage to property by tenants.
  • Subsidence cover.
  • Employers’ liability insurance.

 

Which properties can be covered by landlord insurance?

Our landlord insurance is designed to cover as many different types of property as possible, including:


  • Residential and non-residential/commercial lettings(including mixed portfolios).
  • Unoccupied property.
  • Properties under renovation.

 

What type of Tenants can we provide cover for?

A standard landlord’s insurance policy does not necessarily cover certain tenants. We speak to our panel of Insurers to ensure cover for a wide range of individual property occupiers, including:


  • Professional/private lets.
  • Asylum seekers.
  • Students
  • DSS

Northern Ireland:


ROK Intelligence, Scottish Provident Building, 7 Donegall Square West, Belfast, BT1 6JH


Republic of Ireland:


ROK Intelligence, Killaha East, Kenmare, Co. Kerry


USA:


ROK Intelligence, 8860 Corbin Avenue, Suite 323, Northridge, California CA 91324

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